Tag: Financial Responsibilities

Showing 21 - 30 of 34 results


The New Sandwich Generation

By Walter H. Zultowski, Ph.D   By now, you’ve probably heard of the “sandwich generation” – those mostly middle-aged adults who find themselves providing financial support for parents and/or children at the same time. A recent research study by Pew Research Center1 shows that this phenomenon not only continues, but has...


The Benefits of Annuities in Retirement Planning

Retirement plans are as individual as the people they support. And what worked for previous generations – such as a pension, inheritance or Social Security – may not fully support your financial future. As times change, it’s important to be aware of all the potential ways of securing your retirement....


Self-Employed: Financial Considerations

Starting a business means taking all financial aspects into account. Here’s where to start. With the explosion of startups across the business landscape, you may be wondering if it’s feasible to start your own company. In addition to the perk of being your own boss, there are also financial considerations...


New Love, New Beneficiary?

Second marriages are increasingly common, and they are spurring important financial questions. A rising number of wedded Americans are finding that the second time’s the charm: In 2013, there were nearly 42 million remarried adults living in the United States, versus 22 million in 1980.1 In 40 percent of today’s weddings,...


How to Help Protect Your Loved Ones in Retirement

Americans approaching retirement may anticipate changes in income, but those changes don’t need to affect how they support their dependents. If you’re worried about not being able to maintain your current lifestyle in retirement, you’re not alone. But looking beyond simply funding your own retirement lifestyle, a broader concern could...


Cash Management vs. Risk Management Retirement Strategies

By Walter H. Zultowski, Ph.D The insurance industry’s Society of Actuaries recently completed a survey1 of the public’s perception of their financial risks in retirement, and how they plan to manage them. In this research, there was one statistic that gave me pause. More than half of today’s pre-retirees (52 percent)...