How Long Does a Water Heater Last, and When Should You Replace Yours?
Few people enjoy cold showers—or high energy bills. That’s why, it’s important to know when to replace your water heater. If you’re asking yourself, “How long does a water heater last?” and thinking, “It’s been a while since mine has been replaced,” read on. You may be due for an...
How to Prevent Basement Flooding and Water Damage
For most homeowners, basement flooding and water damage can be incredibly daunting. When water seeps into a home after a storm, a flood or a pipe leak, the average cost of repairs is $3,123.1 But, if you’re proactive and conduct regular maintenance, you can help prevent flooding and water damage...
Do I Need Flood Insurance? Top Reasons to Seriously Consider It.
Flood insurance is for people with waterfront property, right? Not exactly. About 20% of flood claims are from homeowners in low to moderate flood risk areas. Flood damage can happen to anyone, almost anywhere in the country.1 Yet many homeowners wonder, “do I really need flood insurance?” Here’s a brief...
How to Prevent a Broken Tree From Causing Major Home Damage
What would happen if a storm took a tree down on your property? A broken tree or one of its limbs can cause major (and costly) damage to your roof, siding, deck or even your car. Fortunately, most tree damage is preventable. Paying attention to detail and regular tree maintenance...
6 Important Signs You Need A New Roof
Unsure if you need a new roof? It can be hard to know, especially if you’re not a roofing professional. To help, we’ve put together six no-fail signs you need a new roof. And remember, proactive, regular maintenance can help you avoid major issues down the road. Sign #1: Light...
The Ultimate Summer Home Maintenance Schedule
With warmer weather here, you’re probably ready to take a break and enjoy the outdoors. But first, have you prepped your home, so you can relax and enjoy a safe summer? Summertime is the perfect time to keep up with your home maintenance schedule. We’ve put together a summer home...
Hail Damage to Roofs, Cars and What Insurance Covers
Nearly every state in the U.S. has hailstorms. In fact, according to the National Oceanic Atmospheric Administration (NOAA) Severe Storms database, there were 4,611 major hailstorms in 2020.1 And if you live in Texas, Colorado, Nebraska or Wyoming, you probably see hail frequently. But do you know how to handle...
Jargon, Busted: Perils
Discover the importance of the term perils and its meaning in your home insurance policy.
Jargon, Busted: Negligence
Learn what negligence means when it comes to your insurance coverage.
Jargon, Busted: Actual Cash Value vs. Replacement Cost
Watch this video to learn the difference between actual cash value and replacement cost.