checklist
How to Find Your Ideal Apartment
Use this apartment checklist to help you decide which features matter as you navigate your search. Beginning an apartment search is exciting, but it also can be daunting. Finding an apartment that fits your lifestyle and budget isn’t always easy. From location to lease terms, there are many factors to...
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What You Need to Know Before Breaking Your Lease
Know your renter’s rights – and your risks – when it comes to getting out of a lease agreement. Perhaps you get a new job in a new city. Maybe you close on your dream home before your current lease is up. Whatever the reason, sometimes life demands breaking a...
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Short-Term Vacation Rentals: What Your Renters Policy May Cover
Learn how renters insurance can help protect you during your stay at a vacation rental home. Vacation is a break from your everyday routine, but the unexpected can strike anywhere. Whether you’re vacationing overseas or at a stateside cabin you found on a vacation rental site, renters insurance can protect...
checklist
4 Things to Know About Renters Insurance
Your landlord should have your space covered – but here’s how to protect your belongings, your guests and yourself. Renter-occupied units account for nearly one-third of the total housing options available in the United States;1 however, only about 40 percent of tenants have renters insurance compared to 95 percent of property...
checklist
What to Expect When Filing a Personal Property Claim
Learn the steps for filing a claim on your renters policy. Personal property loss, whether from damage or theft, can be stressful, but if you know what to expect from the claims process, you’re better equipped to handle the situation. These five steps can help you navigate through the claim...
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Who’s Got You Covered: Landlord or Personal Insurance Policy?
Learn whether you, your landlord or your neighbor needs to file a claim in the case of a loss. It’s a common misconception that a landlord’s insurance policy protects a tenant’s living space and belongings in the event of a loss. This is why having renters insurance is vital. Many...
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Turning a Rental Into a Home: 3 Things to Consider Before Making Improvements
Reread your lease, check in with your landlord and review your insurance before deciding to remodel. Renting an apartment or house can have its advantages. You can enjoy an ideal abode without the commitment and associated costs of being a homeowner. Perhaps your career requires the flexibility of a lease....
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Self-Storage and Off-Premises Coverage
The best way to protect your belongings – whether they’re in your rental unit or your storage unit – is to make sure you have the right coverage. When you rent, your space may not fit all of your belongings. The average size of a new apartment was 941 square...
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How Much Renters Insurance Do I Need?
By taking an inventory and reviewing policy options, you can tailor the perfect coverage for your needs. Think about your typical checklist when moving into a rental property: Furniture – check. Kitchenware – check. How about renters insurance? Although your landlord’s homeowners policy covers the building, you’re responsible for purchasing...